Recurring expense tracker that never auto-posts

In short

What is this?

A recurring rule in expenie is a schedule plus an expense or income template. Due items appear for you to confirm or skip. Confirm creates a transaction dated next due; skip advances the schedule only. Nothing posts without you. Free has 0 recurring rules; Pro unlocks them. Optional link from an expense rule to a loan.

What you get

Built into the same workspace

• Weekly, monthly, yearly

  Weekday for weekly. Day 1–28 or last day for monthly. MM-DD for yearly. Optional end date.

• Due inbox

  Confirm posts the transaction. Skip advances next due only. Pause or resume a rule anytime.

• Budgets stay honest

  Unconfirmed dues do not count as spend. Limits only move when you post the line.

• Loan-linked EMI (Pro)

  Link an expense rule to a loan. Confirm reduces principal with the linked flow — still your action, not a background job.

How it works

Three steps

1. 01

   Use Free first

   Capture one-off expenses anytime during the trial. Add recurring when the same bill repeats every month.

2. 02

   Add a rule on Pro

   Pick schedule, amount, account, category. Expense or income templates only.

3. 03

   Confirm when due

   Open Recurring, confirm the due item, read it on the statement.

FAQ

Common questions

Related

More ways in

• Loans & EMI
• Expense tracker
• Budget app
• Personal finance
• All features

Go deeper

Guides, comparisons, and calculators

• GuideTrack EMI in a ledger — not only a calculatorCalculators estimate next month's payment. A loan ledger records what you paid and how much principal is left — in the same books as your expenses.
• GuideConfirm-to-post recurring expensesA recurring rule is a schedule and a template — not a silent charge. Confirm to post; skip to advance; budgets only move when you say so.
• GuideSubscription tracker app: due list, not silent postsMost subscription tools pull a bank feed or cancel for you. Another path: recurring rules that surface when due — you confirm before money hits the books.
• GuideRecurring income tracker: confirm-to-post, not auto-postFreelance income tools split into tax-first bank-sync apps and silent auto-post trackers. Neither waits for you to confirm the money actually arrived.
• CompareSimplifi alternative for people who will not connect a bankSimplifi's spending plan is a good idea built on a foundation some people do not want — continuous automated access to their accounts.
• CompareRocket Money alternative: control renewals without bank accessRocket Money finds and cancels subscriptions on your behalf. The alternative is a system where no renewal happens without you agreeing to it.
• Best forBest subscription tracker appCleanup tools reset your list; a year later it has regrown. The mechanic that prevents accumulation is making each renewal a decision.
• Best forBest app to track bills and due datesA missed payment costs a fee, sometimes interest, and sometimes a rate increase — from a bill you fully intended to pay and could afford.
• CalculatorSubscription cost calculatorList monthly subscriptions and see the yearly burn — before renewals stack up.
• CalculatorAnnual vs monthly subscription calculatorMonthly and annual prices → yearly saving, percentage, and the break-even month count.