Budget app
Budget app for the month you're in
expenie is a budget app built on category monthly limits. You log expenses yourself. Spent is the sum of expenses in that category for the calendar month — not a guess from a partial bank feed.
14-day trial · expenie Pro · cancel anytime
In short
What is this?
In expenie, a budget is a monthly spending limit on one category. Progress and overspend show as you log expenses. Free includes 1 budget; Pro removes Free limits. Overspend is allowed and visible. No envelope rollover in v1. Recurring dues don't hit budgets until you confirm (Pro).
Problem
Pretty charts, fuzzy month
Many budget apps shine when bank sync works. When it doesn't, the limit and the real month diverge.
expenie
Limits on what you logged
If you didn't enter it, it didn't spend. That's stricter — and clearer — than trusting a flaky category map.
What you get
Built into the same workspace
One limit per category
Workspace currency only. Switch months to review. Free: 1 budget. Pro: as many as you need.
Progress and overspend
See how much of the limit is used. Overspend stays visible. No hard lock that hides the truth.
Tied to capture
Budgets move when expenses post. Unconfirmed recurring items stay out of the total.
Home snapshot
Statement totals plus categories that need attention — without leaving the month.
How it works
Three steps
- 01
Log with categories
Food, rent, travel — labels you care about. Budgets sit on those same labels.
- 02
Set a monthly limit
Pick a category and a number. Change it when your plan changes.
- 03
Watch the month
Check progress as you spend. History is month-by-month, not a rolled envelope stack.
Pricing
14-day full Pro trial · then subscribe
Free includes 1 account, 1 budget, and 1 open loan. Transactions and categories are unlimited. Recurring rules are Pro only. expenie Pro is $5.99/month or $59.90/year USD, tax included — cancel anytime.
See full pricing on the home pageFAQ
Common questions
How many budgets are free?
Category budgets are full access during trial and on Pro.
Do budgets roll over?
No rollover in v1. Each calendar month stands alone. Overspend is allowed and shown.
Do recurring items hit my budget automatically?
No. Recurring rules (Pro) create due items you confirm. Nothing hits the statement or budgets until you say so.
Is this a household budget app?
No. One person, one private workspace. Not shared members.
Related
More ways in
Go deeper
Guides, comparisons, and calculators
- GuideMonthly category budget that stays honestSet a calendar-month limit on one category. Progress follows expenses you accepted — not a silent bank feed recategorizing the month.
- GuideConfirm-to-post recurring expensesA recurring rule is a schedule and a template — not a silent charge. Confirm to post; skip to advance; budgets only move when you say so.
- GuideAI expense drafts you still confirmAI can cut typing. It shouldn't cut review. Draft from text or a receipt, edit if needed, then confirm — or skip.
- GuideFree expense tracker that actually stays freeWhat “free expense tracker” means in 2026 — forever free vs trial bait — and how to pick one that tracks the month without forcing a bank link.
- CompareYNAB alternative: when zero-based budgeting is more than you needYNAB is a method with software attached. If the method fits you, nothing replaces it. If the monthly ritual is why you stopped, something lighter may last longer.
- CompareEveryDollar alternative: budgeting without the programmeEveryDollar is the budgeting layer of a larger financial philosophy. If you want the budget without the surrounding method, a neutral tool fits better.
- CompareGoodbudget alternative: manual, without the envelopesGoodbudget and expenie agree on the important thing — manual entry. They differ on whether budgets should behave like envelopes that carry forward.
- ComparePocketGuard alternative: past the single spendable numberPocketGuard answers one question well — what is safe to spend right now. It is deliberately not built to tell you where the money went.
- Best forBest app to track EMI and loan paymentsMost budget apps treat a loan as a monthly expense. That loses the remaining principal, the payment split, and what the debt costs you from here.
- Best forBest subscription tracker appCleanup tools reset your list; a year later it has regrown. The mechanic that prevents accumulation is making each renewal a decision.
- Best forBest budget app for irregular incomeThe problem is not that you earn less. It is that budgets sized to actual monthly income expand in good months and demand impossible cuts in lean ones.
- Best forBest simple expense trackerSimplicity is about how many decisions the tool makes you take, not how short its feature list is. Those are different things.
- Calculator50/30/20 budget calculatorTurn monthly income into needs, wants, and savings targets using the classic 50/30/20 rule.
- CalculatorMonthly budget plannerPlan category limits against monthly income and see what is left — or how far over you are.
- CalculatorDebt payoff calculatorSee how long a fixed monthly payment takes to clear a balance at a given APR — and total interest paid.
- CalculatorHow much can I spend?Income − fixed bills − savings goal = discretionary leftover for the month.
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