Personal Finance Apps

Best Personal Finance Apps India (2026)

All-in-one money management solutions

Personal finance apps offer comprehensive money management beyond just expense tracking. Compare budgeting, investing, credit monitoring, and financial planning features.

Available Alternatives

Expenie
Recommended
Focused expense tracking and budgeting with gamification
Free + ₹199/month Premium

Pros

  • Best-in-class expense and budget tracking
  • Gamification for motivation
  • Loan/EMI management
  • Financial health score
  • Clean, ad-free experience

Cons

  • No investment tracking (coming soon)
  • No bill payment integration

Best for: Users prioritizing expense tracking and budgeting excellence

ET Money
Investment and mutual fund platform with expense tracking
Free

Pros

  • Mutual fund investment
  • Credit score tracking
  • Tax planning tools
  • Insurance comparison

Cons

  • Weak expense tracking features
  • Focus on selling financial products
  • Commission-based recommendations

Best for: Users wanting investment platform with basic expense tracking

Groww
Investment app with basic expense tracking
Free

Pros

  • Stocks and mutual fund trading
  • Simple expense tracker
  • User-friendly interface

Cons

  • Investment focus, weak budgeting
  • No gamification
  • Basic expense features

Best for: Investors wanting basic expense tracking

Key Differentiators

Why Expenie Stands Out

Laser-focused on expense tracking excellence

Doesn't try to sell financial products

Gamification unique in personal finance space

Better budgeting tools than investment apps

Ready to Try Expenie?

Join thousands of users who have made the switch to Expenie for better expense tracking

Free forever for basic features • No credit card required