EMI Tracker Apps

Best EMI & Loan Tracker Apps (2026)

Never miss a loan payment and track debt payoff

Managing multiple loans and EMIs is complex. These apps help you track all loan payments, monitor payoff progress, and never miss EMI deadlines.

Available Alternatives

Expenie
Recommended
Comprehensive expense tracker with built-in loan/EMI management
Free + Premium

Pros

  • Track unlimited loans (home, car, personal, education)
  • EMI payment reminders
  • View total monthly EMI burden
  • Track payoff progress and remaining principal
  • Integrated with overall budgeting

Cons

  • Not specialized solely for loans

Best for: Users wanting loan tracking integrated with expense budgeting

Loan EMI Calculator
Simple EMI calculator and tracker
Free

Pros

  • Calculate EMI amounts
  • Payment schedule view
  • Simple interface
  • Free

Cons

  • Calculator focus, not comprehensive tracking
  • No payment reminders
  • No integration with expense tracking

Best for: Users just needing EMI calculations

Money View
Credit score and loan management app
Free with ads

Pros

  • Credit score monitoring
  • Loan offers comparison
  • EMI tracking
  • Bill reminders

Cons

  • Ads and loan promotions
  • Privacy concerns (sells data to lenders)
  • Focus on selling loans, not just tracking

Best for: Users wanting credit score tracking + loan marketplace

Key Differentiators

Why Expenie Stands Out

Loan tracking integrated with expense budgeting for complete financial picture

No ads or loan promotions - pure tracking focus

Track EMI payments as expenses to see true monthly cash flow

Budget around EMI obligations effectively

Privacy-focused - doesn't sell data to lenders

Ready to Try Expenie?

Join thousands of users who have made the switch to Expenie for better expense tracking

Free forever for basic features • No credit card required